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  • Frugal Living Tips: 32 Practicable Ways to Financial Freedom

    Frugal living can help turn your financial situation around for good. You may sometimes spend lots of money on avoidable expenses, or on things that are not important; a frugal lifestyle will help you to put some of that money back in your pocket or towards more important things. You have an excellent chance to […]

  • How to Budget When You Are Behind on Bills

    How to Budget When You Are Behind on Bills: A Detailed Guide

    One money-related disaster that you may run into is getting behind on bills. A financial situation like this can make you feel like you are underwater, and reaching the surface gets harder and harder as most of the desperate measures you can take only succeed in pushing you further into debt. Trying to catch up […]

  • School supplies on a table

    How To Save On School Supplies: Back-To-School On A Budget

    The start of a new school year is always a hectic time for children and parents alike. Back-to-school ads start showing up on TV and in shopping malls as everyone races to get the school shopping done. But each year the list of supplies ends up being more and more expensive and the question every […]

  • Piggy bank on a paper calendar

    Budget Calendar: A Guide To What It Is And How To Use It

    Just as your regular calendar helps you organize and manage your schedule, a budget calendar helps you organize and manage your financial life. Your financial state can get really good if you have a good budget as the backbone. However, a bill calendar points the way to a successful budget.  There are major expenses you […]

  • red pencil erasing the word debt on paper

    Mistakes When Getting Out of Debt: 9 Mistakes To Avoid

    Paying off your debt is hands down one of the best feelings out there. It not only erases the financial burden the debt has placed on you but also improves your credit score, thereby making it easy for you to borrow money to put towards purchases that benefit you. However, many people make avoidable mistakes […]

  • How To Categorize Expenses: Personal Finance Management Tips

    Learning how to categorize expenses is the next thing to do after tracking your spending and determining where your money goes every month. Now, you have a list of your expenses and you want to break them down into various categories. The reason for this categorization is to enable you to create a guideline for […]

  • Little girl with a book

    Finance Books For Kids: 17 Personal Finance Reads For Children

    Money lessons wrapped up in stories are the basis of finance books for kids. These books set them on a path for lifelong success in financial management in addition to reading, writing, and arithmetic. Finance books for kids covering money management and basic economic principles may be introduced to children as young as 3 to […]

  • Piggy bank

    How Do We Cut Our Budget When There’s Nothing Left To Cut?

    There could be times when you just find yourself in an awful financial situation, and you are left wondering how to go through the month and ensure every bill is paid with the little or nothing that is left in your account. You want to cut down on some expenses, so you go through your […]

  • Mom, dad, and daughter with a dog

    Pet Budget: The Cost of Owning and Managing a Furry Friend

    You are probably thinking of owning a pet, or you already have one, and you are trying to find out how to go about your pet budget. Maybe you want to know what you are up against before taking the plunge, or you are looking for ways to cut costs on your pet care. Whatever […]

  • woman breast feeding baby

    Breastfeeding Saves Money: Here’s How & Why You Should Do It

    When your baby is born, most new mums have a choice: breast or bottle. From a financial point of view, it certainly seems that breastfeeding saves money, but is this really the case? Potentially, more important is how breastfeeding really can save lives—and we’re not just talking about the life of your baby. Let’s take […]

  • Piggy bank, calculator and coin on pink background, saving money concept

    How To Afford To Be A Stay At Home Mom: 18 Useful Tips

    There are so many scenarios that enable you afford to be a stay-at-home parent. Perhaps you got laid off from work, or your hubby’s income is enough to support the family. The number of households with stay-at-home parent has increased by 6% in the past few years due to the creation of the gig economy […]

  • saving money concept

    Saving Money Motivation: 10 Tips to Reach Your Savings Goals

    There are so many great habits to develop as part of one’s lifestyle. One such a great habit is setting money aside as savings. Saving money should be something everyone is excited about, a way of life, and not some kind of burden. Everyone wants to have some money saved up to take care of […]

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