Being a stay-at-home mom (SAHM) is no small feat. You’re always in the middle of juggling household responsibilities, caring for your little ones, and dealing with the anxiety that comes with the need to contribute to the family income. One-income families find it difficult to pay for the things that they need, let alone commit […]

Somehow, you feel you are not spending much, so you keep wondering where your money goes. You don’t pay income tax or daycare expenses, maybe you try so much to avoid lavish spending and live within your means, but you still don’t have much in your bank account to show for it. It may interest […]